India Risk & Return Guide
Framing investment expectations using data, behaviour, and SEBI risk levels
This guide helps Indian financial intermediaries explain investment risk and return in ways clients can realistically understand and emotionally tolerate.
It combines Indian market data (2005–2024), behavioural science, and SEBI risk levels to support clearer conversations about volatility, drawdowns, and long-term outcomes.
The guide is designed for professional use by Registered Investment Advisers, Mutual Fund Distributors, and institutional partners.
What this guide helps you do
Set realistic long-term return expectations using Indian data.
Explain volatility and drawdowns in human, time-based terms.
Link SEBI risk levels to investor comfort zones.
Reduce panic and reactive selling during market falls.
Strengthen suitability and compliance conversations.
This guide is educational and illustrative. It does not constitute investment advice, a forecast, or a product recommendation. Past performance does not guarantee future results. All data are drawn from credible Indian and global sources including NSE, RBI, SEBI, and Raju (2025).